Rob Daul · Loan Officer · NMLS #2751014
The mortgage question everyone actually has:
“what’s my payment?”
So just ask Rob. Plain-English answers, real math, zero pressure — from a Fairway Home Mortgage loan officer in Eden Prairie who’d rather explain it than sell it.
Rob Daul
Fairway Home Mortgage
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Forms, trackers or cookies on this site
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Loan programs explained in plain English
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Down payments can start as low as*
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Text away — 612-230-1395
*For qualified buyers on certain programs. Not all customers will qualify.
Meet Rob
The loan officer you can just… text.
Rob Daul is a loan officer with Fairway Home Mortgage at the Eden Prairie branch, helping Minnesota buyers turn “can we even afford this?” into a real, personalized answer. His whole approach is built on one idea: you shouldn’t need a finance degree to understand your own mortgage.
Ask him anything — what your payment would look like, whether your credit is “good enough,” how down payment assistance works, what pre-approval actually involves. No dumb questions, no jargon, no pressure to move forward until you’re ready.
First home? Start here.
Four steps between you and your first set of keys
Bust the myths
No, you don’t need 20% down. No, your credit doesn’t need to be perfect. Six myths, retired.
02See your payment
Real math with taxes, insurance and PMI included — not a teaser number.
03Learn the process
Eight phases from first conversation to closing day, so nothing surprises you.
04Talk to Rob
One conversation. All your options side by side. Zero obligation.
Loan programs
Every path to the same front door
Conventional Loans
The workhorse of home financing — flexible terms, competitive costs, and down payments as low as 3% for first-time buyers.
Learn more →FHA Loans
The first-time buyer favorite — 3.5% down, friendlier credit requirements, and forgiving guidelines for real-life finances.
Learn more →VA Loans
For those who served — $0 down, no monthly mortgage insurance, and some of the strongest terms in all of lending.
Learn more →USDA Loans
$0 down for homes in eligible smaller communities — many Twin Cities exurbs qualify, and most buyers have no idea.
Learn more →Jumbo Loans
Financing above conforming loan limits for higher-priced homes — with the same guidance and straight answers.
Learn more →Down Payment Assistance
Minnesota has real down payment help — Minnesota Housing programs can put thousands toward your down payment and closing costs.
Learn more →Refinancing
Lower the payment, drop mortgage insurance, tap equity, or shorten the term — when the math works, Rob will show you. When it doesn’t, he’ll tell you.
Learn more →No idea which one?
Perfect — that’s the normal starting point. Text Rob and he’ll compare them for your exact situation.
💬 Just ask Rob →Free education, no email wall
Mortgage stuff, explained like a friend would
Escrow. PMI. DTI. Points. The industry loves its alphabet soup — Rob doesn’t. The Learn page is a plain-English glossary of every term you’ll actually encounter, and none of it is gated behind a form.
Browse the glossary →Have a question? Just ask your friend.
No pressure, no jargon, no obligation — just a straight answer from someone whose whole job is answering them. Text, call, or apply whenever you’re ready.