Seven doors, one home
Loan programs, minus the jargon
Every program below gets the friend treatment: who it's great for, what it really costs, and the questions people actually ask.
Conventional Loans
The workhorse of home financing — flexible terms, competitive costs, and down payments as low as 3% for first-time buyers.
Learn more →FHA Loans
The first-time buyer favorite — 3.5% down, friendlier credit requirements, and forgiving guidelines for real-life finances.
Learn more →VA Loans
For those who served — $0 down, no monthly mortgage insurance, and some of the strongest terms in all of lending.
Learn more →USDA Loans
$0 down for homes in eligible smaller communities — many Twin Cities exurbs qualify, and most buyers have no idea.
Learn more →Jumbo Loans
Financing above conforming loan limits for higher-priced homes — with the same guidance and straight answers.
Learn more →Down Payment Assistance
Minnesota has real down payment help — Minnesota Housing programs can put thousands toward your down payment and closing costs.
Learn more →Refinancing
Lower the payment, drop mortgage insurance, tap equity, or shorten the term — when the math works, Rob will show you. When it doesn’t, he’ll tell you.
Learn more →Honestly, no idea
The most common starting point of all. Text Rob your situation and he’ll narrow seven programs down to your best one or two — free.
💬 Just ask Rob →Program-picking is Rob's job, not yours.
You bring the situation; Rob brings the side-by-side comparison. One conversation usually settles it.